Financial Planning Articles

This is the category page for all Financial Planning articles here on wealthmanagementuk.co.uk...

Real Estate Investment Trusts

A real estate investment trust, more commonly referred to simply as a REIT is merely an investment vehicle that offers a more tax efficient way of investing in property. Its primary target is to get rid of the tax problems associated with investment in properties through a form of pooling investment (such as a property company) in comparison...

Unit Trusts

Unit trusts are a type of investment funds and are commonly referred to as open ended investment companies (OEICS for short) and are managed asset portfolios that frequently invest solely in shares but can also include bonds, gilts and cash. The premise is really quite simple, the investor buys a unit (or a share when considering OEICS) in...

Investment Trusts

Investment trusts are form of pooled investments predominantly UK-based, closed-end funds and are classed as PLC (Public Limited Companies) as they are publicly traded. Investment trusts are typically a set amount of capital divided into shares similar to unit trusts, however in contrast to the unit trusts, investment trusts are closed ended...

Offshore Investments

For some individuals looking to benefit from private wealth management, the various advantages of investing offshore can be a key draw to the sector. The primary and most famous (or infamous) benefit is the tax advantages that comes with offshore investment opportunities. One of these is that you can defer paying tax for the lifetime of an...

Income Distribution Bonds

Possibly the key feature of a distribution fund is that it draws a line between the income that it generates and the growth that the money accumulates. The investor can then decide whether they wish to withdraw this income or reinvest it within the fund. There are a variety of income distribution funds and choosing the one that is right for...

Enterprise Investment Scheme

The Enterprise Investment Scheme offers generous income tax and capital gains tax reliefs to investors in certain companies. Individuals may invest any amount in Enterprise Investment Scheme shares. However, only the first £400,000 invested in any one tax year (£200,000 prior to the tax year 2006/07) will qualify for income tax relief and...

Alternative Investment Market

There has been a huge increase of interest in portfolios of Alternative Investment Market stocks recently, as AIM shares continue to qualify for business property relief and to be exempt from inheritance tax after they have been held for two years. Also, the taper relief rules means that you only have to pay 10 per cent capital gains tax...