Wealth Management Articles

This is the category page for all Wealth Management articles here on wealthmanagementuk.co.uk...

Exchange Traded Funds

An exchange-traded fund, commonly referred to as ETF, is a type of investment fund traded on the stock exchanges in the same way that companies do. An ETF invests in assets such as shares, commodities and bonds and aims to trade at around the same price as the NAV (net asset value) of it’s underlying assets throughout the course of a...

Exchange Traded Funds or Mutual Funds?

As exchange traded funds are traded, as the name suggests, is traded on a stock exchange which unfortunately means that they frequently come with a brokerage charge. However, with private wealth management individuals these commissions are usually only a tiny amount in comparison to the investments made. In contrast, mutual funds purchased...

Individual Savings Accounts

An individual savings account, commonly referred to as ISA, are a government backed tax exempt savings scheme which was first put into place in 1999 with the goal of encouraging individuals to start saving money. Whilst they were launched in 1999, the actual rules and regulations associated with their usage were reformed in 2008 in order to...

Venture Capital Trusts

Not all company shares are listed on the stock exchange, in fact in order to protect investors, listing requirements effectively bar recently established, smaller companies from having their shares traded on an exchange. However, it is frequently exactly these kinds of recently established companies that would benefit most from the access to...

Corporate Bonds

A corporate bond is a bond issued by a corporation. It is a bond that a corporation issues to raise money in order to expand its business. The term is usually applied to longer-term debt instruments, generally with a maturity date falling at least a year after their issue date. (The term "commercial paper" is sometimes used for...

Commercial Property Investment

Until recently, investing in commercial property was the preserve of institutions with deep pockets. Private investment tended to focus on residential property, as evidenced by the growth in the buy-to-let market in recent years. However, whereas returns from residential property have largely been the result of rapid increases in capital...

Discretionary Portfolio Management

The world of investment can be a confusing one for the uninitiated but for those of us who have neither the time nor the inclination to monitor the markets and select our own investments, using the services of a discretionary portfolio management specialist can significantly reduce the investment headache. This kind of service is for clients...

Equities

A company is owned by it’s shareholders. A share in a company allows its holder to participate in the profits, as well as any losses, that the company might generate. Shares therefore represent the risk-bearing part of a company’s capital. This is in contrast, to a company’s debt which is usually secure on it’s assets and which has...

Derivatives

Although equities are a very tempting investment and can provide an attractive return over the longer term, an active investor wishing to profit over the short term, especially when share prices are either particularly volatile or tending to fall, will find life very difficult. This is because it is not possible to “go short” that is, to...

Hedge Funds

A hedge fund is a fund that uses aggresive strategies not usually available to private investors or the managers of unit trusts etc, including short selling, swaps, arbitrage, derivatives, leverage and program trades. Such strategies may make heavy use of quantitive analysis. hedge funds target absolute performance rather than relative...